This is a great 2-3 minute read, written by Richard Quinn. His blog can be found at Quinnscommentary.com We’re faced with a host of thorny retirement issues: Keep Social Security solvent. Make Medicare affordable. Many Americans aren’t saving enough. They want to retire earlier than they can reasonably afford. They’re effectively financially illiterate. But in…
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Saving enough for a happy retirement may be easier than you think
A great 2-3 minute read I found today on Marketwatch, written by Alessandra Malito Your future self is counting on you! Want to have a comfortable retirement? Stop focusing on the stock market and focus on yourself instead. Simple choices — putting money aside for retirement, increasing contributions once a year, holding tight during market…
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Planning for decades in retirement isn’t for the faint of heart
This article was written by Jill Cornfield and published on CNBC today. With longer life spans in sight, more than a third of U.S. workers say it would be a financial hardship to live past the age of 85, according to the newest Wells Fargo retirement study. One kind of person isn’t worried, though. People…
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12 Money-Smart Gifts to Give During Retirement
This was a great, and appropriate article I found today on U.S. News & World Report, written by Rachel Hartman. If you have any other good gift suggestions, please leave a comment at the bottom of this post. With the holidays approaching, you may be receiving wish lists from children and grandchildren. And the larger…
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3 Reasons Investors Shouldn’t Leave the Old 401(k) Behind
Great read from U.S. News & World Report, by Kristin McFarland Highlights Combining old 401(k) monies into one IRA will simplify your life and make it much easier to manage the money Disorganized financial life leads to major financial stress IRA accounts offer a much broader selection than most 401(k) plans, and most likely better…
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Do your kids a favor: Pick retirement savings over tuition
Most financial planners advise never tapping retirement savings to pay for your kid's education. Even as college costs climb, there are still options to borrow that cash, whereas it's often noted that you can't borrow for retirement. Yet about one-third of Americans with kids under 18 say they plan to use retirement savings or "could…
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Why You Haven’t Saved Enough for Retirement: 5 Excuses Financial Planners Hear
This is a great article I came across on US News, written by Geoff Williams on 10/30/18 While everyone knows it's important to save for retirement, not everyone heeds that well-worn advice. Data suggests that many Americans have saved little or nothing for their golden years. In fact, Northwestern Mutual's 2018 Planning & Progress Study, which surveyed…
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The Bad Things About Retirement That No One Talks About
Working and saving for retirement is what we are all programmed to do from our college years, and for some people, even earlier. Being financially independent is the glamorous future we all look forward to one day. No bosses to report to, no time clock to punch in and out of, nobody but yourself dictating…
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